Terms of Service

1. Acceptance of Terms

By accessing and using SchemaForge AI, you accept and agree to be bound by the terms and provision of this agreement.

2. Use of Services

You may use our service for lawful purposes only. You agree not to use the service in any way that violates applicable laws or regulations.

• AI-powered financial analysis and investment insights
• Framework-based investment methodology tools
• Portfolio management and tracking features
• Educational content and investment guidance
• Data analysis and reporting services

3. User Accounts

Account Registration

You are responsible for safeguarding the password and for all activities that occur under your account.

• Provide accurate, current, and complete information
• Maintain and update your account information
• Keep your password secure and confidential
• Accept responsibility for all activities under your account

Account Termination

We reserve the right to terminate or suspend accounts that violate these terms or engage in prohibited activities.

4. Acceptable Use

Permitted Uses

You may use our service for:

• Personal investment research and analysis
• Building and testing investment frameworks
• Educational purposes related to investing
• Professional investment advisory services (with appropriate licenses)

Prohibited Uses

You agree not to:

• Use the service for any unlawful purpose
• Attempt to gain unauthorized access to our systems
• Interfere with or disrupt the service
• Copy, modify, or distribute our content without permission
• Use automated systems to access the service excessively
• Provide investment advice without proper licensing
• Share your account credentials with others

5. Investment Disclaimer

No Investment Advice

• All content is for educational and informational purposes only
• We do not provide personalized investment recommendations
• Past performance does not guarantee future results
• All investments carry risk of loss
• Consult with qualified professionals before making investment decisions

Your Responsibility

You acknowledge that investment decisions are your sole responsibility and that you will conduct your own research and due diligence.

6. Data and Privacy

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your information.

Data Usage

• We collect data to improve our services
• Financial data is sourced from public and third-party providers
• We implement security measures to protect your data
• You retain ownership of data you input into our platform

7. Subscription and Payment

Subscription Plans

We offer various subscription plans with different features and limitations. Current pricing is available on our website.

Payment Terms

• Subscriptions are billed in advance
• All fees are non-refundable unless required by law
• We may change pricing with 30 days notice
• Failed payments may result in service suspension

Cancellation

You may cancel your subscription at any time. Service will continue until the end of your billing period.

8. Intellectual Property

Our Content

All content, features, and functionality are owned by SchemaForge AI and protected by copyright, trademark, and other laws.

Your Content

You retain ownership of content you create using our platform, but grant us a license to use it to provide our services.

4. Limitations of Liability

Service Availability

In no event shall SchemaForge AI be liable for any indirect, incidental, special, consequential, or punitive damages.

Data Accuracy

While we strive for accuracy, we cannot guarantee that all data is error-free or current. You should verify important information independently.

Limitation of Liability

To the maximum extent permitted by law, SchemaForge AI shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our service.

10. Indemnification

You agree to indemnify and hold harmless SchemaForge AI from any claims, damages, or expenses arising from your use of our service or violation of these terms.

11. Governing Law

These terms are governed by the laws of [Jurisdiction] without regard to conflict of law principles. Any disputes will be resolved in the courts of [Jurisdiction].

12. Changes to Terms

We may modify these terms at any time. We will notify users of significant changes via email or platform notification. Continued use constitutes acceptance of modified terms.

5. Contact Information

If you have questions about these Terms, please contact us at:

14. Severability

If any provision of these terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

15. Entire Agreement

These Terms of Service, together with our Privacy Policy, constitute the entire agreement between you and SchemaForge AI regarding the use of our service.